Effective Date: Sep 01, 2024

Welcome to STEMPhyx! These Terms and Conditions (“Terms”) govern your use of the STEMPhyx website and services. By accessing or using our platform, you agree to comply with these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using any part of the STEMPhyx platform, you agree to be bound by these Terms, including any future amendments. If you do not agree to these Terms, you must discontinue using the website and services.

2. Use of Our Services

Eligibility:
To use our services, you must be at least 13 years old, or the legal age required by your jurisdiction, and have the legal authority to enter into this agreement. If you are under 18, you must have parental or guardian permission to use the platform.

Account Registration:
You may be required to create an account to access certain features of the platform. You agree to provide accurate, complete information and keep your account credentials secure. You are responsible for all activities that occur under your account.

Prohibited Uses:
By using STEMPhyx, you agree not to:

  • Use the platform for unlawful purposes or to engage in illegal activities.
  • Impersonate any person or entity, or falsely state or misrepresent yourself.
  • Interfere with the proper functioning of the website or services.
  • Distribute or post spam, malware, or any harmful code.
  • Attempt to access restricted areas of the platform or systems.

Changes to Services:
STEMPhyx reserves the right to modify, suspend, or discontinue any part of the platform or services at any time, without prior notice.

3. Payment and Fees

Course Fees:
Some courses, tutoring sessions, or services offered on STEMPhyx may require payment. All fees are listed in the relevant course descriptions and are due at the time of registration. By registering for a paid service, you agree to pay all applicable fees.

Payment Methods:
We accept payments via debit card, credit card, PayPal, general bank transfer. You are responsible for providing valid payment information and keeping it up-to-date. Failure to pay may result in the cancellation of your access to services.

Refund Policy:
We offer refunds under certain conditions, which are detailed in our Refund Policy. Please review this policy before making a purchase.

4. Intellectual Property

Ownership:
All content, materials, and resources available on STEMPhyx, including but not limited to text, graphics, logos, videos, and software, are the intellectual property of STEMPhyx or its content providers. You may not copy, modify, distribute, or use any content without express written permission from STEMPhyx.

User Content:
By submitting any content (e.g., comments, reviews, assignments) to STEMPhyx, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, and distribute your content. You retain ownership of any intellectual property rights in your content.

5. Cancellation and Termination

Cancellation by You:
You may cancel your account or subscription to services at any time. Cancellation does not entitle you to a refund unless otherwise specified in our Refund Policy.

Termination by Us:
STEMPhyx reserves the right to terminate your access to the platform or services at any time, without notice, if you violate these Terms or engage in any harmful or illegal activity. In the event of termination, you may lose access to your account, including any content or courses purchased.

6. Limitation of Liability

Use at Your Own Risk:
The services provided by STEMPhyx are offered on an “as is” basis. While we strive to provide accurate and high-quality content, we do not guarantee that the platform will be error-free, secure, or free from interruptions.

No Liability for Damages:
To the fullest extent permitted by law, STEMPhyx shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the platform. This includes loss of data, revenue, or any other damages, even if we have been advised of the possibility of such damages.

7. Privacy

Your privacy is important to us. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal information.

8. Links to Third-Party Websites

STEMPhyx may include links to third-party websites or resources for your convenience. We are not responsible for the content, privacy practices, or availability of these third-party websites, and their inclusion does not imply endorsement.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Country/State]. Any disputes arising out of or relating to these Terms will be resolved in the courts of [Insert Jurisdiction], and you consent to the exclusive jurisdiction of such courts.

10. Dispute Resolution

In the event of any disputes, claims, or controversies arising from your use of STEMPhyx, both parties agree to resolve the issue through good faith negotiations. If an agreement cannot be reached, the dispute will be submitted to binding arbitration in accordance with the rules of [Insert Arbitration Organization].

11. Amendments to Terms

We may update or modify these Terms at any time. Changes will take effect upon posting the updated Terms on our website. Continued use of the platform after changes have been posted indicates your acceptance of the new Terms. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about these Terms or your use of STEMPhyx, please contact us:

STEMPhyx
Email: contact@stemphyx.com
Phone: +92-300-4009570
Address: 5/7D Askari Plaza, Main Boulevard, Lahore


By using STEMPhyx, you agree to these Terms and Conditions. Thank you for being part of our learning community!

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